Those policies that have the replant provision have certain criteria ast eligibility. The 20/20
rule states that a replant claim will not be available for acreage that does not make up at least 20 acres or 20% of the planted
acres in the insurable unit, whichever is least.
An insured must replant back to the original crop planted.
The replant claim payment is based on 3 Bu/Ac for soybeans at the established price and 8 Bu/Ac for corn at the established
Any replant acres of less that 50 acres can be done by self-certification. If you are replanting more
than 50 acres, it will require an adjuster to do an appraisal prior to replanting.
A policyholder may claim prevent planting under certain criteria:
• The insured must be prevented from planting due to an insurable case of loss
that also prevented other producers from planting with like characteristics in
the area. You alone having prevented planting will not have a payment earned.
Eligibility is determined on a policy and county basis. An insured's maximum
number of acres certified for APH or insurance purposes for the most recent 4
years will determine eligibility.
• The 20/20 rules apply the same as replanting
regardless of the number of eligible
acres. Prevented Planting
claims will not be provided for any acreage that does
not meet at least
20 acres or 20% of the total planted and prevented plant
acrs of the
• The insured must notify the agent at least 72 hours of the
end of the late
planting period or at the time they have decided
to claim prevented planting.
• The insured must also report any prevented planting
on the acreage report.
• If an insured makes hay off the ground before the
end of the late plant period,
there will not be any prevented planting
• If an insured makes hay off the ground after the end of
the late plant period,
a prevented planting claim will be paid at a
redued rate of 35% of normal
Corn: June 5 - June 30
Soybeans: June 20 - July 15
Wheat: October 20 - October 25
Please contact your agent when you think you may have a prevented planting claim as they can explain all
of the numerous options. Your agent is here to help you with these difficult times and has years of experience and knowledge
when it comes to your insurance policy.